Our investment advisory services help free you from financial worries. We can offer a one-off piece of expert advice that focuses on a specific issue. Or, we can talk about a lifelong, ongoing partnership that helps you put plans in place to keep on track of a multi-asset investment portfolio.
Investing is an essential part of building wealth and achieving financial goals. However, with so many investment options and strategies available, it can be challenging to know where to start and how to make informed decisions. If you are reading this, you are already on the right path. But you might need some help. That’s where Beaumont Wealth comes in.
Our investment advisory service is for people who want to manage their own money but also need the help of a professional investment specialist. Your manager will recommend investment portfolios that suit your needs, doing due diligence before making any recommendations.
They will offer ongoing support that helps you find investment opportunities, guiding you towards more informed investment decisions.
There are different levels of support available, depending on how involved you would like to be and what your investment goals are.
At the core of most financial plans is a solid investment strategy, especially when it comes to planning for retirement. Our team offers comprehensive advice that takes into account your specific needs and goals, including the importance of any pensions.
We offer comprehensive investment advice, helping you plan for a more financially secure future. Maybe we’ll work with you during an accumulation phase, this is when you’re saving money for a specific goal like retirement or helping children buy a home. Or, we can work with you during the decumulation phase, which is when there is no longer a regular income so you need to withdraw from established reserves to fund your life (this is after retirement).
Whatever stage of life you are at, our financial advisers will be able to help you. In an initial consultation, we talk about your situation, your attitude to risk, your capacity for loss, any ethical preferences of investment and the amount of time you have to invest the money, before you may need to draw from the fund. These are just a few of the considerations that your adviser will talk through, before deciding on the right investment for you. Advice is completely bespoke and tailored to your unique needs, there is no one-size-fits-all approach.
There are two main services…
Advisory Managed
This is when you work with an investment specialist who clearly understands your investment objectives. They will involve you in the decision-making process and you’ll benefit from the advice of an expert. The financial adviser will regularly monitor your complex and evolving portfolio, to manage risk and to check you are on track. You have active involvement, so the final decision rests with you, but it is still a collaborative approach.
Discretionary Investment
This is when the investment specialist has ultimate control over your portfolio and asset management. They have the discretion to change and alter your portfolio/investments as and when they feel it is appropriate. The investment specialist doesn’t need to run anything by you or ask for your approval.
If you choose discretionary investment, parameters will be set at the start. This might cover specific investment requests, such as investing ethically or avoiding certain asset classes.
To decide on the type of investment services you are looking for, you need to think about the ongoing relationship you want to have with your investment portfolio. How involved do you want to be with day-to-day running? Usually, this will depend on how much experience you have with investing. If it is something you are very familiar with you might lean toward advisory managed, working in closer partnership with your investment specialist. Or, if you are new to the world of investment, you might prefer discretionary investment, putting your finances completely in the hands of a trusted professional.
It’s a very personal decision, but with a free consultation, our investment teams can help identify the best approach for you.
We are committed to using tax-efficient investment products that meet your needs. Whilst you will pay the correct amount of tax, we work hard to use your allowable allowances such as income tax or capital gains tax allowances to minimise the amount of tax you will pay.
There are multiple products we use to allow us this flexibility. Often clients will have a general investment account, an ISA, a pension and perhaps an investment bond. We help structure these in a way that is clear, transparent and easy to understand. From there, we have the flexibility and experience to create a sophisticated investment plan that meets your needs. If you choose our ongoing service we will regularly review your plans with you, to help keep things on track, making any changes as necessary.
By working with a financial adviser, you can set realistic financial goals, manage investment risks, stay informed about market trends, save time and plan for retirement. To ensure you receive reliable and trustworthy investment advice, it’s important to work with a qualified investment specialist who has the appropriate credentials and expertise.
We take managing your finances very seriously. With over 23 years of experience, our highly qualified team are expert across all assets. Our independent advisers help clients achieve financial stability through clever investment strategies, pension planning, tax planning, estate planning and general wealth management.
We offer a truly personalised investment management service, building long-lasting relationships with clients. Our wide range of services helps create a financial roadmap, putting you on the path to achieving your goals
To speak to our investment specialists, just get in touch to arrange a free consultation.
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